I'm polling my audience on two totally unrelated issues.
First: I just got my home, auto and umbrella insurance policy renewals from Liberty Mutual. Each rate went up 10%. Are other people seeing similar rate increases? I'm getting the funny feeling that they basically gave me a teaser rate to get my business. I'm ok with this one time 10% increase, but if they plan on jacking it 10% per year, I'm going to have a problem.
Second: I'm in the market for a good flashlight - I mean a lights-up-the-no-streetlight-pitch-black-country-road flashlight for when we walk the dogs at night. It needs to be carried with one hand, and preferably would cost under $50.
Feedback appreciated as always.